2nd Floor, Afriland Towers, 97/101 Broad St, Lagos.
Individual Health Plans
Whether you are just starting out, mid-career, or can afford the finer things in life, you want an affordable health plan that has been created just for you.
Our individual plans – Life Starter, Life Plus, Premium Life and Boss Life – provide the flexibility and affordability you desire while offering increasing levels of benefits.
Please click here to learn more about waiting periods and exclusions that apply on certain benefits.
*Prices are per person per year.
Life Starter
₦27,500NGN /Annually
- General Consultation: Yes
- Specialist Consultation: 3 per annum
- Lab Investigations: Yes
- Prescribed Drugs: Yes
- Physiotherapy: 5 sessions per annum
- Travel Immunization: Yes
- Chronic Conditions Management: No
- Plain & Contrast X-Rays: Plain X-Ray
- Ultrasound Scans: No
- Admissions in Hospital: General ward
- Admissions per Annum: 15 days
- Feeding on Admission: Yes
- Drugs and Infusions: Yes
- Antenatal Care & Delivery: No
- Post Natal Care - 6 weeks: No
- Neonatal Care: No
- Family Planning Services: Yes
- Routine (NPI) Immunizations: No
- Additional Immunizations: No
- Emergency Care: Yes
- Ambulance Service: Yes
- Minor Surgeries Limit: N120,000
- Intermediate Surgeries: N120,000
- Major Surgeries: No
- Optical Care: No
- Dental Care: No
- HIV/Aids Treatment: Yes after 12 months
- Special Investigations: No
- Mental Health Services: Yes (30 days Max
- Annual Wellness Check: Yes (Basic)
- Intensive Care, Neonatal ICU, Special Baby Care Unit: No
- Infertility Investigation: No
- Renal Dialysis: No
Life Plus
₦49,500NGN /Annually
- General Consultation: Yes
- Specialist Consultation: 4 per annum
- Lab Investigations: Yes
- Prescribed Drugs: Yes
- Physiotherapy: 5 sessions per annum
- Travel Immunization: Yes
- Chronic Conditions Management: No
- Plain & Contrast X-Rays: Yes
- Ultrasound Scans: Yes
- Admissions in Hospital: General ward
- Admissions per Annum: 30 days
- Feeding on Admission: Yes
- Drugs and Infusions: Yes
- Antenatal Care & Delivery: After 18 months. Limits Apply
- Post Natal Care - 6 weeks: After 18 months. Limits Apply
- Neonatal Care: After 18 months. Limits Apply
- Family Planning Services: Yes
- Routine (NPI) Immunizations: Yes (0 - 5 years)
- Additional Immunizations: No
- Emergency Care: Yes
- Ambulance Service: Yes
- Minor Surgeries Limit: N250,000 per person
- Intermediate Surgeries: N250,000 per person
- Major Surgeries: No
- Optical Care: Limit - N7,500 per person after 12 months
- Dental Care: Limit - N7,500 per person after 6 months
- HIV/Aids Treatment: Yes after 12 months
- Special Investigations: No
- Mental Health Services: Yes covered for 30 days
- Annual Wellness Check: Yes (Basic)
- Intensive Care, Neonatal ICU, Special Baby Care Unit: Yes, 24 hrs ICU cover
- Infertility Investigation: Yes, Basic Invest. only USS, SFA After 12 months
- Renal Dialysis: Yes, covered for 1 emergency session
Premium Life
₦76,999NGN /Annually
- General Consultation: Yes
- Specialist Consultation: 6 per annum
- Lab Investigations: Yes
- Prescribed Drugs: Yes
- Physiotherapy: 10 sessions per annum
- Travel Immunization: Yes
- Chronic Conditions Management: Yes, after 24 months
- Plain & Contrast X-Rays: Yes
- Ultrasound Scans: Yes
- Admissions in Hospital: Semi-Private ward
- Admissions per Annum: 30 days
- Feeding on Admission: Yes
- Drugs and Infusions: Yes
- Antenatal Care & Delivery: After 18 months. Limits Apply
- Post Natal Care - 6 weeks: After 18 months. Limits Apply
- Neonatal Care: After 18 months. Limits Apply
- Family Planning Services: Yes
- Routine (NPI) Immunizations: Yes (0 - 5 years)
- Additional Immunizations: Yes (0 - 5 years)
- Emergency Care: Yes
- Ambulance Service: Yes
- Minor Surgeries Limit: N350,000 per person
- Intermediate Surgeries: N350,000 per person
- Major Surgeries: No
- Optical Care: Limit - N10,000 per person after 12 months
- Dental Care: Limit - N20,000 per person after 6 months
- HIV/Aids Treatment: Yes after 12 months
- Special Investigations: Yes
- Mental Health Services: Yes covered for 30 days
- Annual Wellness Check: Yes (Advanced)
- Intensive Care, Neonatal ICU, Special Baby Care Unit: Yes, 3 days ICU cover
- Infertility Investigation: Yes, Basic Invest. only USS, SFA After 12 months
- Renal Dialysis: Yes, covered for 2 sessions
Boss Life
₦155,099NGN /Annually
- General Consultation: Yes
- Specialist Consultation: 10 per annum
- Lab Investigations: Yes
- Prescribed Drugs: Yes
- Physiotherapy: 10 sessions per annum
- Travel Immunization: Yes
- Chronic Conditions Management: Yes, after 24 months
- Plain & Contrast X-Rays: Yes
- Ultrasound Scans: Yes
- Admissions in Hospital: Private ward
- Admissions per Annum: Unlimited stay
- Feeding on Admission: Yes
- Drugs and Infusions: Yes
- Antenatal Care & Delivery: After 18 months. Limits Apply
- Post Natal Care - 6 weeks: After 18 months. Limits Apply
- Neonatal Care: After 18 months. Limits Apply
- Family Planning Services: Yes
- Routine (NPI) Immunizations: Yes (0 - 5 years)
- Additional Immunizations: Yes (0 - 5 years)
- Emergency Care: Yes
- Ambulance Service: Yes
- Minor Surgeries Limit: N750,000 per person
- Intermediate Surgeries: N350,000 per person
- Major Surgeries:
- Optical Care: Limit - N25,000 per person after 12 months
- Dental Care: Limit - N50,000 per person after 6 months
- HIV/Aids Treatment: Yes after 12 months
- Special Investigations: Yes
- Mental Health Services: Yes covered for 30 days
- Annual Wellness Check: Yes (Comprehensive)
- Intensive Care, Neonatal ICU, Special Baby Care Unit: Yes, 3 days ICU cover
- Infertility Investigation: Yes, Basic Invest. only USS, SFA, Hormone Profile, HSG After 12 months
- Renal Dialysis: Yes covered for 3 sessions
Comparison Table Includes
- General Consultation:
- Specialist Consultation:
- Lab Investigations:
- Prescribed Drugs:
- Physiotherapy:
- Travel Immunization:
- Chronic Conditions Management:
- Plain & Contrast X-Rays:
- Ultrasound Scans:
- Admissions in Hospital:
- Admissions per Annum:
- Feeding on Admission:
- Drugs and Infusions:
- Antenatal Care & Delivery:
- Post Natal Care - 6 weeks:
- Neonatal Care:
- Family Planning Services:
- Routine (NPI) Immunizations:
- Additional Immunizations:
- Emergency Care:
- Ambulance Service:
- Minor Surgeries Limit:
- Intermediate Surgeries:
- Major Surgeries:
- Optical Care:
- Dental Care:
- HIV/Aids Treatment:
- Special Investigations:
- Mental Health Services:
- Annual Wellness Check:
- Intensive Care, Neonatal ICU, Special Baby Care Unit:
- Infertility Investigation:
- Renal Dialysis:
- General Consultation:Yes
- Specialist Consultation:3 per annum
- Lab Investigations:Yes
- Prescribed Drugs:Yes
- Physiotherapy:5 sessions per annum
- Travel Immunization:Yes
- Chronic Conditions Management:No
- Plain & Contrast X-Rays:Plain X-Ray
- Ultrasound Scans:No
- Admissions in Hospital:General ward
- Admissions per Annum:15 days
- Feeding on Admission:Yes
- Drugs and Infusions:Yes
- Antenatal Care & Delivery:No
- Post Natal Care - 6 weeks:No
- Neonatal Care:No
- Family Planning Services:Yes
- Routine (NPI) Immunizations:No
- Additional Immunizations:No
- Emergency Care:Yes
- Ambulance Service:Yes
- Minor Surgeries Limit:N120,000
- Intermediate Surgeries:N120,000
- Major Surgeries:No
- Optical Care:No
- Dental Care:No
- HIV/Aids Treatment:Yes after 12 months
- Special Investigations:No
- Mental Health Services:Yes (30 days Max
- Annual Wellness Check:Yes (Basic)
- Intensive Care, Neonatal ICU, Special Baby Care Unit:No
- Infertility Investigation:No
- Renal Dialysis:No
- General Consultation:Yes
- Specialist Consultation:4 per annum
- Lab Investigations:Yes
- Prescribed Drugs:Yes
- Physiotherapy:5 sessions per annum
- Travel Immunization:Yes
- Chronic Conditions Management:No
- Plain & Contrast X-Rays:Yes
- Ultrasound Scans:Yes
- Admissions in Hospital:General ward
- Admissions per Annum:30 days
- Feeding on Admission:Yes
- Drugs and Infusions:Yes
- Antenatal Care & Delivery:After 18 months. Limits Apply
- Post Natal Care - 6 weeks:After 18 months. Limits Apply
- Neonatal Care:After 18 months. Limits Apply
- Family Planning Services:Yes
- Routine (NPI) Immunizations:Yes (0 - 5 years)
- Additional Immunizations:No
- Emergency Care:Yes
- Ambulance Service:Yes
- Minor Surgeries Limit:N250,000 per person
- Intermediate Surgeries:N250,000 per person
- Major Surgeries:No
- Optical Care:Limit - N7,500 per person after 12 months
- Dental Care:Limit - N7,500 per person after 6 months
- HIV/Aids Treatment:Yes after 12 months
- Special Investigations:No
- Mental Health Services:Yes covered for 30 days
- Annual Wellness Check:Yes (Basic)
- Intensive Care, Neonatal ICU, Special Baby Care Unit:Yes, 24 hrs ICU cover
- Infertility Investigation:Yes, Basic Invest. only USS, SFA After 12 months
- Renal Dialysis:Yes, covered for 1 emergency session
- General Consultation:Yes
- Specialist Consultation:6 per annum
- Lab Investigations:Yes
- Prescribed Drugs:Yes
- Physiotherapy:10 sessions per annum
- Travel Immunization:Yes
- Chronic Conditions Management:Yes, after 24 months
- Plain & Contrast X-Rays:Yes
- Ultrasound Scans:Yes
- Admissions in Hospital:Semi-Private ward
- Admissions per Annum:30 days
- Feeding on Admission:Yes
- Drugs and Infusions:Yes
- Antenatal Care & Delivery:After 18 months. Limits Apply
- Post Natal Care - 6 weeks:After 18 months. Limits Apply
- Neonatal Care:After 18 months. Limits Apply
- Family Planning Services:Yes
- Routine (NPI) Immunizations:Yes (0 - 5 years)
- Additional Immunizations:Yes (0 - 5 years)
- Emergency Care:Yes
- Ambulance Service:Yes
- Minor Surgeries Limit:N350,000 per person
- Intermediate Surgeries:N350,000 per person
- Major Surgeries:No
- Optical Care:Limit - N10,000 per person after 12 months
- Dental Care:Limit - N20,000 per person after 6 months
- HIV/Aids Treatment:Yes after 12 months
- Special Investigations:Yes
- Mental Health Services:Yes covered for 30 days
- Annual Wellness Check:Yes (Advanced)
- Intensive Care, Neonatal ICU, Special Baby Care Unit:Yes, 3 days ICU cover
- Infertility Investigation:Yes, Basic Invest. only USS, SFA After 12 months
- Renal Dialysis:Yes, covered for 2 sessions
- General Consultation:Yes
- Specialist Consultation:10 per annum
- Lab Investigations:Yes
- Prescribed Drugs:Yes
- Physiotherapy:10 sessions per annum
- Travel Immunization:Yes
- Chronic Conditions Management:Yes, after 24 months
- Plain & Contrast X-Rays:Yes
- Ultrasound Scans:Yes
- Admissions in Hospital:Private ward
- Admissions per Annum:Unlimited stay
- Feeding on Admission:Yes
- Drugs and Infusions:Yes
- Antenatal Care & Delivery:After 18 months. Limits Apply
- Post Natal Care - 6 weeks:After 18 months. Limits Apply
- Neonatal Care:After 18 months. Limits Apply
- Family Planning Services:Yes
- Routine (NPI) Immunizations:Yes (0 - 5 years)
- Additional Immunizations:Yes (0 - 5 years)
- Emergency Care:Yes
- Ambulance Service:Yes
- Minor Surgeries Limit:N750,000 per person
- Intermediate Surgeries:N350,000 per person
- Major Surgeries:
- Optical Care:Limit - N25,000 per person after 12 months
- Dental Care:Limit - N50,000 per person after 6 months
- HIV/Aids Treatment:Yes after 12 months
- Special Investigations:Yes
- Mental Health Services:Yes covered for 30 days
- Annual Wellness Check:Yes (Comprehensive)
- Intensive Care, Neonatal ICU, Special Baby Care Unit:Yes, 3 days ICU cover
- Infertility Investigation:Yes, Basic Invest. only USS, SFA, Hormone Profile, HSG After 12 months
- Renal Dialysis:Yes covered for 3 sessions
Life Starter
₦27,500NGN /Annually
Life Plus
₦49,500NGN /Annually
Premium Life
₦76,999NGN /Annually
Boss Life
₦155,099NGN /Annually
NOTE: Age restrictions apply, as plans can only be purchased by individuals between 18 and 60 years old.
