2nd Floor, Afriland Towers, 97/101 Broad St, Lagos.
Individual Health Plans
Whether you are just starting out, mid-career, or can afford the finer things in life, you want an affordable health plan that has been created just for you.
Our individual plans – Life Starter, Life Plus, Premium Life and Boss Life – provide the flexibility and affordability you desire while offering increasing levels of benefits.
Please click here to learn more about waiting periods and exclusions that apply on certain benefits.
*Prices are per person per year.
Life Starter
₦32,180NGN /Annually
- Premium per person per annum: 32,180
- Premium per family of 6 per annum: -
- Annual Limit: 200,000
- Region of Cover: Nigeria
- OUTPATIENT SERVICES: 100,000
- General Consultation: covered
- Specialist Consultation: covered
- Lab Investigations: covered up to inpatient/ outpatient limit
- Prescribed Drugs: covered (up to 10,000)
- Management of Chronic Conditions (Consult, Drugs & Tests): not covered
- Nutritionist & Dietician Consultations: not covered
- Physiotherapy Sessions: 5 per annum
- Prescribed Appliances- Cervical Collar, Clutches, Prosthesis Devices: not covered
- INPATIENT SERVICES: 250,000
- Admissions in Hospital: general ward
- Admissions per Annum: 10 days
- Accommodation for parents whose infants are on admission: not covered
- Feeding on Admission: covered
- Drugs and Infusions: covered
- Intensive Care, Neonatal ICU, Special Baby Unit Care: not covered
- MATERNITY BENEFIT (Limits Apply): -
- Antenatal Care & Delivery Post Natal Care - 6 weeks Neonatal Care including Ear piercing, Circumcision: not covered
- Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception): not covered
- Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A): covered
- Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever): not covered
- Travel Immunization: not covered
- Plain & Contrast X-Rays: Plain X-Ray only (7,000 max)
- Ultrasound Scans: Not Covered
- *Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan at designated centers): emergency only (50,000 max)
- Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment and Stabilization): 50,000
- Ambulance Service: Hospital to Hospital
- Minor Surgeries: Limit N80k per person after 12 months
- Intermediate Surgeries: Limit N80k per person after 12 months
- Major Surgeries: not covered
- Optical Care (Registration, Drugs, Eye tests & Eye Glasses): not covered
- Eye Surgeries: not covered
- Primary Dental Care (Pain Relief, Scaling &Polishing, Simple Fillings, Simple Extractions).Scale & Polishing limited to Once per year: Limit N3K per annum
- Secondary Dental Care and Investigations (Panoramic xray) Composite extraction: not covered
- *HIV/Aids Treatment (Tests, Drugs, Treatment): After 12 months
- Mental Health Services (Outpatient Only): 30 days Max After 12 months
- *Annual Wellness Check (after 9 months): Basic: (Physical Exam, BP, Blood Sugar, PCV/HB, Urinalysis)
- * Infertility Investigation (Basic Non-Surgical Investigation): not covered
- Renal Dialysis: not covered
- Tele medicine – chat with a doctor consultation online 24/7: covered
- Network Gym Access: not covered
- Enrollee App: covered
Life Plus
₦65,429NGN /Annually
- Premium per person per annum: 65,429
- Premium per family of 6 per annum: 307,516
- Annual Limit: 1,500,000
- Region of Cover: Nigeria
- OUTPATIENT SERVICES: 150,000
- General Consultation: covered
- Specialist Consultation: covered
- Lab Investigations: covered up to inpatient/ outpatient limit
- Prescribed Drugs: covered (up to 15,000)
- Management of Chronic Conditions (Consult, Drugs & Tests): not covered
- Nutritionist & Dietician Consultations: not covered
- Physiotherapy Sessions: 5 per annum
- Prescribed Appliances- Cervical Collar, Clutches, Prosthesis Devices: not covered
- INPATIENT SERVICES: 400,000
- Admissions in Hospital: general ward
- Admissions per Annum: 20 days
- Accommodation for parents whose infants are on admission: 1 day
- Feeding on Admission: covered
- Drugs and Infusions: covered
- Intensive Care, Neonatal ICU, Special Baby Unit Care: 24 hours
- MATERNITY BENEFIT (Limits Apply): 150,000
- Antenatal Care & Delivery Post Natal Care - 6 weeks Neonatal Care including Ear piercing, Circumcision: After 12 months
- Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception): IUCDs, Pills & Injectibles (up to 10,000)
- Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A): 0 – 5 years
- Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever): not covered
- Travel Immunization: 5,000
- Plain & Contrast X-Rays: Subject to out-patient/in-patient limit'
- Ultrasound Scans: covered
- *Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan at designated centers): Emergency only ( up to 100,000 from the emergency care limit)
- Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment and Stabilization): 100,000
- Ambulance Service: Hospital to Hospital
- Minor Surgeries: Limit N250k per person after 12 months
- Intermediate Surgeries: Limit N250k per person after 12 months
- Major Surgeries: Limit N250k per person after 12 months
- ENT services: As part of surgery limit
- Optical Care (Registration, Drugs, Eye tests & Eye Glasses): Limit N10k per person (After 6 months)
- Eye Surgeries: As part of surgery limit
- Primary Dental Care (Pain Relief, Scaling &Polishing, Simple Fillings, Simple Extractions).Scale & Polishing limited to Once per year: Limit N10K per annum After 9 months
- *HIV/Aids Treatment (Tests, Drugs, Treatment): After 12 months
- Mental Health Services (Outpatient Only): 30 days Max After 12 months
- *Annual Wellness Check (after 9 months): Basic: (Physical Exam, BP, Blood Sugar, PCV/HB, Urinalysis)
- * Infertility Investigation (Basic Non-Surgical Investigation): Basic Invest. only USS, SFA
- Renal Dialysis: 1 emergency session
- Tele medicine – chat with a doctor consultation online 24/7: covered
- Network Gym Access: not covered
- Enrollee App: covered
Premium Life
₦103,332NGN /Annually
- Premium per person per annum: 103,332
- Premium per family of 6 per annum: 485,660
- Annual Limit: N2,000,000
- Region of Cover: Nigeria
- OUTPATIENT SERVICES: 250,000
- General Consultation: covered
- Specialist Consultation: covered
- Lab Investigations: covered up to inpatient/ outpatient limit
- Prescribed Drugs: covered (up to 35,000)
- Management of Chronic Conditions (Consult, Drugs & Tests): 481,500
- Nutritionist & Dietician Consultations: Quarterly
- Physiotherapy Sessions: 10 per annum
- Prescribed Appliances- Cervical Collar, Clutches, Prosthesis Devices: not covered
- INPATIENT SERVICES: 400,000
- Admissions in Hospital: Semi-Private Ward
- Admissions per Annum: 30 days
- Accommodation for parents whose infants are on admission: 2 days
- Feeding on Admission: covered
- Drugs and Infusions: covered
- Intensive Care, Neonatal ICU, Special Baby Unit Care: 3 days
- MATERNITY BENEFIT (Limits Apply): 250,000
- Antenatal Care & Delivery Post Natal Care - 6 weeks Neonatal Care including Ear piercing, Circumcision: After 12 months
- Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception): IUCDs, Pills & Injectibles (up to 15,000)
- Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A): 0 – 5 years
- Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever): 0 – 17 years
- Travel Immunization: 7,500
- Plain & Contrast X-Rays: Subject to out-patient/in-patient limit'
- Ultrasound Scans: covered
- *Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan at designated centers): Emergency only ( up to 250,000 from the emergency care limit)
- Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment and Stabilization): 250,000
- Ambulance Service: Hospital to Hospital
- Minor Surgeries: Limit N350k per person
- Intermediate Surgeries: Limit N350k per person
- Major Surgeries: Limit N350k per person
- ENT services: As part of surgery limit
- Eye Surgeries: As part of surgery limit
- Primary Dental Care (Pain Relief, Scaling &Polishing, Simple Fillings, Simple Extractions).Scale & Polishing limited to Once per year: Limit N20K per annum After 9 months
- Secondary Dental Care and Investigations (Panoramic xray) Composite extraction: Limit N20K per annum After 9 months
- *HIV/Aids Treatment (Tests, Drugs, Treatment): After 12 months
- Mental Health Services (Outpatient Only): 30 days Max After 12 months
- *Annual Wellness Check (after 9 months): Advanced: (Physical Exam, BP, Blood Sugar, PCV/HB, Urinalysis, Stool Microscopy, Cholesterol), Age 40+Males: PSA every 3 years
- * Infertility Investigation (Basic Non-Surgical Investigation): Basic Invest. only USS, SFA, Hormone Profile
- Renal Dialysis: 2 emergency sessions
- Tele medicine – chat with a doctor consultation online 24/7: covered
- Network Gym Access: not covered
- Enrollee App: covered
Boss Life
₦208,142NGN /Annually
- Premium per person per annum: 208,142
- Premium per family of 6 per annum: 978,267
- Annual Limit: 5,000,000
- Region of Cover: Nigeria
- OUTPATIENT SERVICES: 300,000
- General Consultation: covered
- Specialist Consultation: covered
- Lab Investigations: covered up to inpatient/ outpatient limit
- Prescribed Drugs: covered (up to 50,000)
- Management of Chronic Conditions (Consult, Drugs & Tests): 866,700
- Nutritionist & Dietician Consultations: Quarterly
- Physiotherapy Sessions: 10 per annum
- Prescribed Appliances- Cervical Collar, Clutches, Prosthesis Devices: Cervical Collar, Crutches, Knee and Ankle Braces
- INPATIENT SERVICES: 450,000
- Admissions in Hospital: private ward
- Admissions per Annum: 35 days
- Accommodation for parents whose infants are on admission: 3 days
- Feeding on Admission: covered
- Drugs and Infusions: covered
- Intensive Care, Neonatal ICU, Special Baby Unit Care: 7 days
- MATERNITY BENEFIT (Limits Apply): 400,000
- Antenatal Care & Delivery Post Natal Care - 6 weeks Neonatal Care including Ear piercing, Circumcision: After 12 months
- Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception): IUCDs, Pills & Injectibles (up to 20,000)
- Tubal ligation and Vasectomy: (up to 200,000)"
- Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A): 0 – 5 years
- Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever): 0 – 17 years
- Travel Immunization: 10,000
- Plain & Contrast X-Rays: Subject to out-patient/in-patient limit'
- Ultrasound Scans: covered
- *Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan at designated centers): Emergency only ( up to 350,000 from the emergency care limit)
- Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment and Stabilization): 350,000
- Ambulance Service: Hospital to Hospital & Roadside to Hospital
- Minor Surgeries: Limit Max N750,000 per person
- Intermediate Surgeries: Limit Max N750,000 per person
- Major Surgeries: Limit Max N750,000 per person
- ENT services: As part of surgery limit
- Optical Care (Registration, Drugs, Eye tests & Eye Glasses): "Max N25k per person After 6 months
- Eye Surgeries: "Subject to surgery limit
- *HIV/Aids Treatment (Tests, Drugs, Treatment): After 12 months
- Mental Health Services (Outpatient Only): 30 days Max After 12 months
- *Annual Wellness Check (after 9 months): Comprehensive After 6 months: (Physical Exam, BP, Blood Sugar, PCV/HB, Urinalysis, Stool Microscopy, Cholesterol, Chest X- ray, WOMEN: 40+ Cervical Smear, Mammogram (once every 2 years)MEN: 40+ PSA Screening(once every 2 years)
- * Infertility Investigation (Basic Non-Surgical Investigation): Basic Invest. only USS, SFA, Hormone Profile, HSG After 12 months
- Renal Dialysis: 3 emergency sessions
- Tele medicine – chat with a doctor consultation online 24/7: covered
- Network Gym Access: 2/ sessions per month
- Enrollee App: covered
Comparison Table Includes
- Premium per person per annum:
- Premium per family of 6 per annum:
- Annual Limit:
- Region of Cover:
- OUTPATIENT SERVICES:
- General Consultation:
- Specialist Consultation:
- Lab Investigations:
- Prescribed Drugs:
- Management of Chronic Conditions (Consult, Drugs & Tests):
- Nutritionist & Dietician Consultations:
- Physiotherapy Sessions:
- Prescribed Appliances- Cervical Collar, Clutches, Prosthesis Devices:
- INPATIENT SERVICES:
- Admissions in Hospital:
- Admissions per Annum:
- Accommodation for parents whose infants are on admission:
- Feeding on Admission:
- Drugs and Infusions:
- Intensive Care, Neonatal ICU, Special Baby Unit Care:
- MATERNITY BENEFIT (Limits Apply):
- Antenatal Care & Delivery Post Natal Care - 6 weeks Neonatal Care including Ear piercing, Circumcision:
- Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception):
- Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A):
- Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever):
- Travel Immunization:
- Plain & Contrast X-Rays:
- Ultrasound Scans:
- *Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan at designated centers):
- Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment and Stabilization):
- Ambulance Service:
- Minor Surgeries:
- Intermediate Surgeries:
- Major Surgeries:
- Optical Care (Registration, Drugs, Eye tests & Eye Glasses):
- Eye Surgeries:
- Primary Dental Care (Pain Relief, Scaling &Polishing, Simple Fillings, Simple Extractions).Scale & Polishing limited to Once per year:
- Secondary Dental Care and Investigations (Panoramic xray) Composite extraction:
- *HIV/Aids Treatment (Tests, Drugs, Treatment):
- Mental Health Services (Outpatient Only):
- *Annual Wellness Check (after 9 months):
- * Infertility Investigation (Basic Non-Surgical Investigation):
- Renal Dialysis:
- Tele medicine – chat with a doctor consultation online 24/7:
- Network Gym Access:
- Enrollee App:
- Premium per person per annum:32,180
- Premium per family of 6 per annum:-
- Annual Limit:200,000
- Region of Cover:Nigeria
- OUTPATIENT SERVICES:100,000
- General Consultation:covered
- Specialist Consultation:covered
- Lab Investigations:covered up to inpatient/ outpatient limit
- Prescribed Drugs:covered (up to 10,000)
- Management of Chronic Conditions (Consult, Drugs & Tests):not covered
- Nutritionist & Dietician Consultations:not covered
- Physiotherapy Sessions:5 per annum
- Prescribed Appliances- Cervical Collar, Clutches, Prosthesis Devices:not covered
- INPATIENT SERVICES:250,000
- Admissions in Hospital:general ward
- Admissions per Annum:10 days
- Accommodation for parents whose infants are on admission:not covered
- Feeding on Admission:covered
- Drugs and Infusions:covered
- Intensive Care, Neonatal ICU, Special Baby Unit Care:not covered
- MATERNITY BENEFIT (Limits Apply):-
- Antenatal Care & Delivery Post Natal Care - 6 weeks Neonatal Care including Ear piercing, Circumcision:not covered
- Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception):not covered
- Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A):covered
- Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever):not covered
- Travel Immunization:not covered
- Plain & Contrast X-Rays:Plain X-Ray only (7,000 max)
- Ultrasound Scans:Not Covered
- *Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan at designated centers):emergency only (50,000 max)
- Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment and Stabilization):50,000
- Ambulance Service:Hospital to Hospital
- Minor Surgeries:Limit N80k per person after 12 months
- Intermediate Surgeries:Limit N80k per person after 12 months
- Major Surgeries:not covered
- Optical Care (Registration, Drugs, Eye tests & Eye Glasses):not covered
- Eye Surgeries:not covered
- Primary Dental Care (Pain Relief, Scaling &Polishing, Simple Fillings, Simple Extractions).Scale & Polishing limited to Once per year:Limit N3K per annum
- Secondary Dental Care and Investigations (Panoramic xray) Composite extraction:not covered
- *HIV/Aids Treatment (Tests, Drugs, Treatment):After 12 months
- Mental Health Services (Outpatient Only):30 days Max After 12 months
- *Annual Wellness Check (after 9 months):Basic: (Physical Exam, BP, Blood Sugar, PCV/HB, Urinalysis)
- * Infertility Investigation (Basic Non-Surgical Investigation):not covered
- Renal Dialysis:not covered
- Tele medicine – chat with a doctor consultation online 24/7:covered
- Network Gym Access:not covered
- Enrollee App:covered
- Premium per person per annum:65,429
- Premium per family of 6 per annum:307,516
- Annual Limit:1,500,000
- Region of Cover:Nigeria
- OUTPATIENT SERVICES:150,000
- General Consultation:covered
- Specialist Consultation:covered
- Lab Investigations:covered up to inpatient/ outpatient limit
- Prescribed Drugs:covered (up to 15,000)
- Management of Chronic Conditions (Consult, Drugs & Tests):not covered
- Nutritionist & Dietician Consultations:not covered
- Physiotherapy Sessions:5 per annum
- Prescribed Appliances- Cervical Collar, Clutches, Prosthesis Devices:not covered
- INPATIENT SERVICES:400,000
- Admissions in Hospital:general ward
- Admissions per Annum:20 days
- Accommodation for parents whose infants are on admission:1 day
- Feeding on Admission:covered
- Drugs and Infusions:covered
- Intensive Care, Neonatal ICU, Special Baby Unit Care:24 hours
- MATERNITY BENEFIT (Limits Apply):150,000
- Antenatal Care & Delivery Post Natal Care - 6 weeks Neonatal Care including Ear piercing, Circumcision:After 12 months
- Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception):IUCDs, Pills & Injectibles (up to 10,000)
- Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A):0 – 5 years
- Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever):not covered
- Travel Immunization:5,000
- Plain & Contrast X-Rays:Subject to out-patient/in-patient limit'
- Ultrasound Scans:covered
- *Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan at designated centers):Emergency only ( up to 100,000 from the emergency care limit)
- Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment and Stabilization):100,000
- Ambulance Service:Hospital to Hospital
- Minor Surgeries:Limit N250k per person after 12 months
- Intermediate Surgeries:Limit N250k per person after 12 months
- Major Surgeries:Limit N250k per person after 12 months
- ENT services:As part of surgery limit
- Optical Care (Registration, Drugs, Eye tests & Eye Glasses):Limit N10k per person (After 6 months)
- Eye Surgeries:As part of surgery limit
- Primary Dental Care (Pain Relief, Scaling &Polishing, Simple Fillings, Simple Extractions).Scale & Polishing limited to Once per year:Limit N10K per annum After 9 months
- *HIV/Aids Treatment (Tests, Drugs, Treatment):After 12 months
- Mental Health Services (Outpatient Only):30 days Max After 12 months
- *Annual Wellness Check (after 9 months):Basic: (Physical Exam, BP, Blood Sugar, PCV/HB, Urinalysis)
- * Infertility Investigation (Basic Non-Surgical Investigation):Basic Invest. only USS, SFA
- Renal Dialysis:1 emergency session
- Tele medicine – chat with a doctor consultation online 24/7:covered
- Network Gym Access:not covered
- Enrollee App:covered
- Premium per person per annum:103,332
- Premium per family of 6 per annum:485,660
- Annual Limit:N2,000,000
- Region of Cover:Nigeria
- OUTPATIENT SERVICES:250,000
- General Consultation:covered
- Specialist Consultation:covered
- Lab Investigations:covered up to inpatient/ outpatient limit
- Prescribed Drugs:covered (up to 35,000)
- Management of Chronic Conditions (Consult, Drugs & Tests):481,500
- Nutritionist & Dietician Consultations:Quarterly
- Physiotherapy Sessions:10 per annum
- Prescribed Appliances- Cervical Collar, Clutches, Prosthesis Devices:not covered
- INPATIENT SERVICES:400,000
- Admissions in Hospital:Semi-Private Ward
- Admissions per Annum:30 days
- Accommodation for parents whose infants are on admission:2 days
- Feeding on Admission:covered
- Drugs and Infusions:covered
- Intensive Care, Neonatal ICU, Special Baby Unit Care:3 days
- MATERNITY BENEFIT (Limits Apply):250,000
- Antenatal Care & Delivery Post Natal Care - 6 weeks Neonatal Care including Ear piercing, Circumcision:After 12 months
- Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception):IUCDs, Pills & Injectibles (up to 15,000)
- Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A):0 – 5 years
- Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever):0 – 17 years
- Travel Immunization:7,500
- Plain & Contrast X-Rays:Subject to out-patient/in-patient limit'
- Ultrasound Scans:covered
- *Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan at designated centers):Emergency only ( up to 250,000 from the emergency care limit)
- Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment and Stabilization):250,000
- Ambulance Service:Hospital to Hospital
- Minor Surgeries:Limit N350k per person
- Intermediate Surgeries:Limit N350k per person
- Major Surgeries:Limit N350k per person
- ENT services:As part of surgery limit
- Eye Surgeries:As part of surgery limit
- Primary Dental Care (Pain Relief, Scaling &Polishing, Simple Fillings, Simple Extractions).Scale & Polishing limited to Once per year:Limit N20K per annum After 9 months
- Secondary Dental Care and Investigations (Panoramic xray) Composite extraction:Limit N20K per annum After 9 months
- *HIV/Aids Treatment (Tests, Drugs, Treatment):After 12 months
- Mental Health Services (Outpatient Only):30 days Max After 12 months
- *Annual Wellness Check (after 9 months):Advanced: (Physical Exam, BP, Blood Sugar, PCV/HB, Urinalysis, Stool Microscopy, Cholesterol), Age 40+Males: PSA every 3 years
- * Infertility Investigation (Basic Non-Surgical Investigation):Basic Invest. only USS, SFA, Hormone Profile
- Renal Dialysis:2 emergency sessions
- Tele medicine – chat with a doctor consultation online 24/7:covered
- Network Gym Access:not covered
- Enrollee App:covered
- Premium per person per annum:208,142
- Premium per family of 6 per annum:978,267
- Annual Limit:5,000,000
- Region of Cover:Nigeria
- OUTPATIENT SERVICES:300,000
- General Consultation:covered
- Specialist Consultation:covered
- Lab Investigations:covered up to inpatient/ outpatient limit
- Prescribed Drugs:covered (up to 50,000)
- Management of Chronic Conditions (Consult, Drugs & Tests):866,700
- Nutritionist & Dietician Consultations:Quarterly
- Physiotherapy Sessions:10 per annum
- Prescribed Appliances- Cervical Collar, Clutches, Prosthesis Devices:Cervical Collar, Crutches, Knee and Ankle Braces
- INPATIENT SERVICES:450,000
- Admissions in Hospital:private ward
- Admissions per Annum:35 days
- Accommodation for parents whose infants are on admission:3 days
- Feeding on Admission:covered
- Drugs and Infusions:covered
- Intensive Care, Neonatal ICU, Special Baby Unit Care:7 days
- MATERNITY BENEFIT (Limits Apply):400,000
- Antenatal Care & Delivery Post Natal Care - 6 weeks Neonatal Care including Ear piercing, Circumcision:After 12 months
- Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception):IUCDs, Pills & Injectibles (up to 20,000)
- Tubal ligation and Vasectomy:(up to 200,000)"
- Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A):0 – 5 years
- Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever):0 – 17 years
- Travel Immunization:10,000
- Plain & Contrast X-Rays:Subject to out-patient/in-patient limit'
- Ultrasound Scans:covered
- *Special Investigations (ECG & EEG, Myelogram, CT scan, ECHO, MRI Scan at designated centers):Emergency only ( up to 350,000 from the emergency care limit)
- Emergency Care (Accidents & Emergencies, Resuscitative Lifesaving Treatment and Stabilization):350,000
- Ambulance Service:Hospital to Hospital & Roadside to Hospital
- Minor Surgeries:Limit Max N750,000 per person
- Intermediate Surgeries:Limit Max N750,000 per person
- Major Surgeries:Limit Max N750,000 per person
- ENT services:As part of surgery limit
- Optical Care (Registration, Drugs, Eye tests & Eye Glasses):"Max N25k per person After 6 months
- Eye Surgeries:"Subject to surgery limit
- *HIV/Aids Treatment (Tests, Drugs, Treatment):After 12 months
- Mental Health Services (Outpatient Only):30 days Max After 12 months
- *Annual Wellness Check (after 9 months):Comprehensive After 6 months: (Physical Exam, BP, Blood Sugar, PCV/HB, Urinalysis, Stool Microscopy, Cholesterol, Chest X- ray, WOMEN: 40+ Cervical Smear, Mammogram (once every 2 years)MEN: 40+ PSA Screening(once every 2 years)
- * Infertility Investigation (Basic Non-Surgical Investigation):Basic Invest. only USS, SFA, Hormone Profile, HSG After 12 months
- Renal Dialysis:3 emergency sessions
- Tele medicine – chat with a doctor consultation online 24/7:covered
- Network Gym Access:2/ sessions per month
- Enrollee App:covered
Life Starter
₦32,180NGN /Annually
Life Plus
₦65,429NGN /Annually
Premium Life
₦103,332NGN /Annually
Boss Life
₦208,142NGN /Annually
NOTE: Age restrictions apply, as plans can only be purchased by individuals between 18 and 60 years old.
